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A Question for You: Getting Changes in Your 401(k)

After watching last week’s Frontline documentary dealing with 401(k) fees, several readers wrote in to ask what they can actually do about the situation. They know the investment options in their employer-sponsored plans stink, but they don’t know how to go about persuading their employers to make any changes — either adding lower-cost funds or switching plan administrators.

Unfortunately, I don’t have any good input here. I’ve never lobbied an employer of mine to get better fund choices in a 401(k), nor have I seen any research on the topic.

So that’s my question for you: Have you ever tried to get your employer to make changes to your 401(k), 403(b) etc.? If so, what did you try, and what were your results? I’m interested in hearing stories of both successful and unsuccessful efforts — both are useful pieces of information.

I’ll share the results (anonymously of course) on Wednesday.

Thank you!

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