Financial Planning Roundup: Long-Term TIPS Yielding 3%

TIPS maturing in 2046 or later are yielding slightly above 3% as of last Friday. (And TIPS maturing 2042-2045 aren’t far below 3%.)

It’s important to understand that interest rates are quite hard to predict. And there’s no rule that says that TIPS yields can’t go meaningfully above 3%. So there’s no way to say, “today is the very best time to buy.” But it is fair to say that “inflation + 3%” is a better expected return from the bond side of a portfolio than has been available for quite some time, without using lower-quality bonds.

• Long TIPS Yield 3%. Time to Buy? from Edward McQuarrie and William Bernstein

Other Recommended Reading

• You May Not Get to Choose When You Retire from Christine Benz
• What Doubters Get Wrong About the 60/40 Portfolio from Jason Kephart
• PACE: A Better Model for Elder Care? from Harry Margolis
• The Mega-cap IPOs’ Impact on Index Funds from Allan Roth
• The Best Way to Sell a Concentrated Position from Nick Maggiulli
• Health Shocks and Annuity Choices from Johannes Hagen, Michal Hodor, and Abigail Hurwitz
• Find Your Fascination from Ben Carlson
• IRS Clarifies that $2,500 Trump Account Limit is Per Employee from Martha Waggoner
• IRS Warns Crypto Holders about Fake Compliance Portal Scam from Martha Waggoner
• Keeping Your Bitcoin Riches Safe Has Never Been Harder from Emily Nicolle

Thanks for reading!