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Investing Blog Roundup: “Floor and Upside” Retirement Planning

There are two broad schools of thought when it comes to funding retirement: one that plans to use volatile assets to fund the bulk of necessary spending (and which therefore focuses on “safe” withdrawal rates) and another that prioritizes locking in a safe “floor” of income before allocating retirement funds to volatile asset classes.

Dirk Cotton recently provided a clear walk-through of the “floor and upside” strategy that may be of interest to retirees and near-retirees.

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