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Investing Blog Roundup: How to Make Your 401(k) Pay as Much as a Pension

In the realm of personal finance, far too much attention is paid to investing — with the implicit idea that if you find just the right mutual funds, just the right asset allocation, and just the right plan for rebalancing, you’ll be sure to meet your goals.

In reality, none of those things matter very much, unless you have a sufficiently high savings rate (or, in the case of a retiree, a sufficiently low spending rate).

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