Investing Blog Roundup: Are Target-Date Funds Good Investments?

When I speak with people who are early in their careers, by far the most common questions I get are:

1. How do IRAs and 401(k) plans work, and
2. Which fund(s) should I buy in my retirement accounts?

For question #2, target-date funds are always the first thing I bring up.

Christine Benz of Morningstar wrote recently that, “from where I sit, target-date funds have been nothing short of the biggest positive development for investors since the index fund.”

That’s my point of view as well. They’re not a good fit for every circumstance (most notably, they’re a poor fit for taxable accounts). But they are nonetheless, an absolute revolution of the investment industry, for the better of the client/investor.

• Are Target-Date Funds Good Investments? from Christine Benz

Recommended Reading

• Is The Cost and Effort to Become a CFP Worth It? from Chris Mamula
• How to Buy Treasuries (including TIPS) on the Secondary Market from Harry Sit
• Cumulative vs. Cyclical Knowledge from Morgan Housel
• Proof of Work from Nick Maggiulli
• Advice-Only Financial Advisers Don’t Touch Your Money from Elaine Silvestrini
• Effective Altruism Committed the Sin It Was Supposed to Correct from Annie Lowrey
• Why the Crypto (FTX) Collapse Matters from Erin Griffith
• When Should You Change Your Asset Allocation? from Ben Carlson

Thanks for reading!